Apple granted patent for location-based credential selection from digital wallets | ATM Marketplace

Apple granted patent for location-based credential selection from digital wallets

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Apple was granted a patent by the U.S. Patent and Trademark Office for the development of technology that would enable Apple Pay to automatically choose a stored card or credential in an Apple Pay user’s digital wallet instead of manual selection by the user. The system could allow specific payment cards to be used in certain stores based on a user’s location.

The location-based credential selection could operate with stationary or mobile merchant terminals and with transit gate terminals using NFC, RFID or ultra wideband technology.

Apple is also including the possibility of alerting the user with a prompt to confirm the type of card or credential being selected for a contactless payment transaction.

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